FUTO-Ride

Safe campus rides. Powered by AI + Solana.

H4F 5.0Federal University of Technology, Owerri
FUTO Keke
The Problem

Every FUTO student knows this trek.

Expensive Okada reliance

Students default to costly okadas (bikes) at peak hours. Fares surge when it rains with pure haggling.

Half-empty the rest of the day

Off-peak, drivers circle burning fuel with empty seats — then overcharge to break even.

Crowded campus junction scramble
The Problem

And nobody knows where you are.

Safety is invisible

You board an un-tracked ride at night. No location sharing, no emergency line to campus security.

Cash leaves no trail

No receipts, ratings, or records. The SUG cannot hold drivers accountable without trip data.

Lone student standing at night campus stop
The Solution

Four layers. One app.

01 · HAIL

Hail a keke

Building to building, live-tracked from booking.

02 · TRACK

Track the town bus

Live location on fixed routes. Arrival pings at your stop.

03 · PAY

Pay digitally

Naira in, USDC on Solana. Fixed fare every time.

04 · PROTECT

Stay safe

One-tap SOS → AI triage → Alerta v2 → SUG Telegram.

81
mapped campus stops with exact coordinates
4
seats pooled per keke along shared routes
₦150
flat fare per seat, fixed before booking
5%
of every fare locked automatically on-chain
How It Works

Two modes, tuned for campus.

We didn't copy Uber. We modelled how FUTO kekes should move.

Shared-seat pooling Live

4 seats pooled along shared routes. ₦150 flat fare per seat.

Fixed-route bus tracker Live

No booking needed. Live vehicle location tracking and stop ETAs.

Zero-fraud drop-off Live

Scan driver QR at your stop. Rides start only on cleared payment.

Keke shared-seat pooling on one lane
Alerta Incident-Comms × AI Guard

One tap. Security knows in seconds.

Tap SOS Alerta Engine

Instant tap from any screen sending location, ride ID, driver, and plate.

AI Triage (Gemini)

Gemini weighs route deviation and context. Defaults to critical if AI fails.

Alerta dispatches to Telegram

Dispatches live coordinates and trip details to SUG Security via Alerta v2.

SOS emergency alert via Alerta to Telegram security group
Solana × PAJ Cash · Settlement

Naira in. USDC on Solana underneath.

The student never sees crypto. They pay naira via PAJ Cash.

01

Rider pays ₦

Bank transfer to PAJ virtual account. Zero learning curve.

02

PAJ Cash Ramp

PAJ Ramp SDK converts NGN & settles USDC on Solana to treasury.

03

Signed webhook

PAJ bearer webhook confirms fiat received & unlocks ride instantly.

04

Driver withdraws

Batched earnings cash out to naira bank account or Privy wallet.

Powered by PAJ Ramp SDK: sub-cent Solana settlement makes ₦150 campus micro-trips economically viable.
Solana · Smart Contract

The welfare fund is a smart contract.

A program-owned vault holds it. Not a person.

5% locks itself away Deployed

5% of every fare automatically routes to an on-chain PDA welfare vault.

Program: G7nJBuH6R7TkeKHKxEKMoL384kJ6rJGioLADw2yBaQpZ

No admin can drain it

Three hardcoded instructions: initialize, contribute, payout. Authority-signed & capped.

Auditable by anyone

100% public on-chain transactions. Drivers verify funds transparently.

Solana PDA welfare vault locked on-chain
Solana × AI × Privy · Claims & Payouts

Your keke breaks. AI verifies. The vault pays.

The fund isn't a balance to admire. Payouts land in naira bank or Privy wallet.

01

A tyre bursts

Unplanned repairs cost a full day of income. Drivers have no buffer.

02

Privy or Bank linked

Driver links Privy wallet or bank account & submits photo claim.

03

AI & Admin verify

Gemini assesses photo & route context; admin approves decision.

04

Vault pays (₦ or USDC)

Naira bank transfer or instant USDC payout to Privy wallet.

Powered by Privy & PAJ Ramp: drivers choose instant payouts in naira to bank or USDC on-chain. Next
The Business Model

A thin cut. High frequency. Zero acquisition cost.

5% of every seat fare

95% goes to driver, 5% to treasury. Batched payouts eliminate bank fee overhead.

Priority fee — Jito, for kekes

Peak-demand tips prioritize matches while incentivizing more drivers onto the road.

Built for SUG's Keke Rollout

Drives student adoption of the newly introduced keke fleet over expensive okadas.

Surge pricing pulls keke drivers online
Future Roadmap · Solana DeFi

Making the welfare fund self-sustaining.

Kamino Integration V2

Idle vault USDC is deployed via CPI to Kamino Lend to generate 5-15% APY.

Self-sustaining payouts

Yield funds minor claims (e.g., flat tyres) without draining the principal vault balance.

30/70 Fractional Reserve

30% liquid in vault for instant claims. 70% yield-bearing on Kamino to protect from liquidity shocks.

Kamino DeFi yield loop funding welfare
Live Product Demo

Rider & Driver Side-by-Side.

📱 Rider App POV

🛺 Driver App POV

Built by FUTO students

We don't research this problem. We live it.

We trek this campus every day

We've waited at every stop. All 81 coordinates were mapped on foot.

And we shipped the whole stack

React Native · Fastify · PAJ Ramp · Privy Wallet · Solana Anchor · Gemini AI · Alerta v2.

Every campus trip — visible, paid on Solana, and safe.

FUTO-Ride student team on campus
← → navigate · F fullscreen · N notes · B blank · G kill animation